halifax mortgage review 2019

So loyalty counts for nothing with Halifax, nor does being old as they refused to extend my mortgage (I am coming 65).Very quick mortgage promise then application all done within 2 weeks!We purchased a mortgage from Halifax at the ripe old age of 51 - no problems, no hassle no hard sell, a great rate, help at the end of the phone - no problemsI dont usually write reviews but Halifax have really screwed us over. Financial Services Limited.

the mortgage rates they offer existing customers are the same as the standard variable rate. See the latest mortgage deals on Which? Asking prices hit record highs: how to get the best deal when buying a houseLeasehold property sales could finally be banned: what would it mean for buyers and homeowners?£1 for first month then £12.75/month unless cancelledSee the table below to find out how Halifax performed in our latest mortgage satisfaction survey.

They robbed me of £200 and are refusing to refund it.

Their deals last 2 years 3 months - my O/S mortgage is 2 years 2 months. We gathered feedback from real Halifax customers on everything to do with their mortgage, from the application process to how well the lender communicated information.When we checked on September 2019, there were 475 mortgages available from Halifax.

I was sold a '5 year fixed' deal, which wasn't - I am being charged thousands to 'early exit' even thought we've been here and never missed a payment for over 5 years.I've had a nightmare experience with Halifax. I am in a vulnerable situation, i have let you know and yet it makes no difference to your service. I am in a vulnerable situation, i have let you know and yet it makes no difference to your service.

not what you would expect from reputable name which halifax clearly isnt any more. Filter by:

We use cookies to allow us and selected partners to improve your experience and our advertising. They didn't offer a new mortgage for a... Been a loyal mortgagee of Halifax for more than 10 years. Money Compare content is hosted by Which? the mortgage rates they offer existing customers are the same as the standard variable rate.

Now we have no home and nowhere to live until Tuesday. The oldest you can be at the end of a mortgage with Halifax is 80 years old, which is higher than many other lenders.Which? It took 3 months of going back-and-forth, trying to satisfy their valuation company with the documents they needed.

Together, we can make financial services work better for everyone.Good is some respects, not always easy to talk to the person you want.Halifax are not providing a service.

Service always good, fully recommended I was given great advice and information for my first time buyer mortgage.

Have always had my mortgage with Halifax. Not all the mortgages we offer are shown below. I had a valuation done on a property, which you have to pay £200 for, other lenders do it for free. See the latest mortgage deals on Which? They were very easy and informative!

Every single one was rejected and the same scripted speech was given as a response each time. Avoid them at all cost. Money Compare.Asking prices hit record highs: how to get the best deal when buying a houseLeasehold property sales could finally be banned: what would it mean for buyers and homeowners?

I was given great advice and information for my first time buyer mortgage. They're a bunch of thieving arrogant morons who impose charges and fees left right and centre. Money Compare is a trading name of Which? They compiled over 200 ‘top-10 cheapest deal’ tables based on a variety of borrowing scenarios, and counted how many times each lender featured in a table.The average number of times a lender made it into a table was 15, but Halifax didn’t feature in any of them. The valuation report was never signed off, which means we couldn't get the mortgage. I've had a nightmare experience with Halifax. Thanks Halifax Stourbridge mortgage team.

While Halifax doesn't offer many table-topping deals, the average interest rate on one of its two-year fixed-rate mortgages was 2.2% - lower than the 2.77% average across all lenders. Interest rates on Halifax mortgages. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.Use these calculators to see if you're financially ready to buy.

My bonus/profit was $150,000, every attempt to make withdrawal failed and I was instructed to make another deposit of $15,000 before I can make withdrawals which I did. Nothing specific but for shared ownership mortgage this was only option I had Been a loyal mortgagee of Halifax for more than 10 years. I was given a £750 cash back & a well come home owner gift when I moved in to my property.

The Halifax mortgage advisor kept a crucial detail from us, when we found out about it, a couple of days after completion, we called to tell Halifax we would like to remortgage with another bank, however, we were told the cooling-off period starts from the offer acceptance and not from completion and if we go ahead we would have to pay the early exit fees.

Which?

That was the last straw, it was impossible to get this mortgage, so I went with another lender and got the mortgage almost instantly.

Financial Services Limited is a wholly-owned subsidiary of the Consumers’ Association (a registered charity) and is authorised and regulated by the Financial Conduct Authority (FRN527029). you wont see my money again. The most you could borrow is 75% of the property’s value.Which?

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